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Knowing that you r credit rating is at an all time low can make it incredibly hard for those looking to source some extra funds; to apply or not to apply? that is the question. Do you continue to leave your financial footprints all over the gaff or do you stop, breathe and look at the alternative options available to you? The more you apply to the traditional lending institutions the more you are likely to be turned down and the more likely you are to cripple your credit score.
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