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An economic downturn is a phase of the business cycle in which the economy as a whole is in decline.This phase basically marks the end of the period of growth in the business cycle. Economic downturns are characterized by decreased levels of consumer purchases (especially of durable goods) and, subsequently, reduced levels of production by businesses.
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90% of all Americans have less than perfect credit. Most people do not know how much bad credit affects their lives everyday. Bad credit prevents many people from living where they want to live, driving the car they want to drive, and working where they want to work. Bad credit is a big problem because a large percentage of the population is not educated about their credit. The lack of knowledge leaves the door open for a great opportunity to help the community, and make an amazing income. All it takes to start your own credit repair business is a little know how.

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